Personal Insurance is there to fill gaps we can’t financially afford to fill on our own.
Private Medical Cover
Looking after our health is the most important thing we can do in life. If you want to avoid public wait lists and take your health into your own hands, private medical is something you should consider. The younger you are when you take out medical cover, the better, as we generally have less pre-existing health conditions.
Life Cover
Sadly, people die. If we were to pass away prematurely, we need to think about what situation we’re leaving behind for our family. Do you have debt, dependent children, family members or other ongoing financial commitments?
Income / Mortgage Cover
Earning an income is crucial to being able to fund the life we live. If you can’t work because of an illness or injury, can you afford to keep paying for things like your mortgage or other non-negotiable expenses? You can protect a portion of your income to help cover ongoing costs while you’re off work.
Trauma Cover
The likelihood of being diagnosed with cancer is 1 in 3. We all know someone who has suffered a critical illness or injury. This can have a significant financial impact on both you and your family. Having a lump sum paid in the event you suffer a critical illness or injury helps provide immediate financial relief so you can focus on your recovery.