Kiwisaver

Retirement Sorted Thanks to Kiwisaver? Think again!

Just because you have enrolled with Kiwisaver doesn’t mean you are sorted for retirement. In fact, you may be in for a rude awakening when you reach 65.

Writing on the www.goodreturns.co.nz website, Susan Edmunds reports that one of the biggest concerns for the Commission for Financial Capability is that savers think that, having signed up, they do not need to do any more.

Seven common mistakes about KiwiSaver

By Eloise Gibson, The Dominion Post (www.stuff.co.nz)

If you're in KiwiSaver, there's a good chance you and your scheme have had a few misunderstandings.

Most of us are not used to investing in managed funds, so it is not surprising that we sometimes get mixed up.

From angry people demanding to know what happened to their "missing" money to the hopeful folk who think it might help pay off their credit card, the helplines of KiwiSaver providers are clogged with confusion.

KiwiSaver - Comparing Apples with Pears

One of the key questions people ask about KiwiSaver is, how much will they have to pay in fees? When you consider that some of us will be in the scheme for upwards of 40 years, the fees can amount to quite a bit of money. So, it pays to make the right decision.

There are two types of fees:
1. Flat: An Annual, fixed fee  
2. Percentage Fee: A percentage of your account balance.

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