Bank

Is My Bank My Friend?

We tend to view our bank as a trustworthy, reliable ‘helper’ in our increasingly complex financial lives. But are they, really?

The crucial pivot in the relationship with the bank is our mortgage. It may seem like they’re doing us a huge favour – taking a big risk on our willingness and ability to repay the debt, doesn’t it? (Answer: not really…)

So, we tend to feel like it’s only fair to reciprocate and we put our Kiwisaver fund there, we insure our houses & cars there, and often we will take the bank life insurance offer.

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