Why You Need Medical Insurance

We all know that as we get older we begin to need medical help. But this requires money to pay for doctors, prescription medicines, specialists and non-urgent operations.
If you do not have medical insurance, you could end up on a seemingly endless waiting list for relatively minor surgery to relieve an ailment that is ruining your quality of life.
 

Take the case of one divorced elderly couple we know. After breaking ribs in a fall she landed in a public hospital where her partial deafness was routinely ignored by staff, she was given insufficient pain relief and she had to share a room with three other women.  Contrast this with the ex-husband who needed a cyst removed from a tender spot, and severe but not malignant growths removed from his face and head. By utilising his medical insurance he was able to have both surgeries - which required a general anaesthetic - on the same day, then recuperate in a private room with his own ensuite bathroom, mobile TV and telephone.  He was also able to stay an extra day when he found recovery wasn't as swift as he hoped.
 
Neither experience was pleasant, but the difference between the two was vast.  Think about your own preferences: would you prefer to be able to see a health professional when you wanted to and have two surgeries taken care of swiftly in a calm and healing environment or are you happy to be at the mercy of the ever-declining public health system?
 
 If you wish to discuss your medical insurance options, please call me to set up a time that suits you.

© KEPA 2015

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