Articles

By Eloise Gibson, The Dominion Post (www.stuff.co.nz)

One of the key questions people ask about KiwiSaver is, how much will they have to pay in fees? When you consider that some of us will be in the scheme for upwards of 40 years, the fees can amount

In the course of our work, as Financial Advisers we are required to understand and use hundreds of different words that you might think of as “jargon”.

1. Spending money only happens after you earn it.

2. When kids start asking parents to drive to the toy store to buy some plastic whatnot, it's time to consider an allowance.

Some people earn a good living, but still struggle to get by. Just because they earn three or four times the average salary doesn’t mean they don’t struggle with their household spending.

There seems to be an impression that the only reason that people aren’t able to become millionaires is because they don’t work hard enough.

In all business it is important to minimise costs and risk – whether a sole trader, partnership or limited company structure.  Are you sure that every aspect of your business is covered – have you any questions that are troubling you in respect to business structure and set up, trusts, succession planning or a possible exit strategy and on-going protection for you and your business?

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